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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Yair Klyman is insurance-licensed in New York, New Jersey, Connecticut.

Yair Klyman is a registered representative offering securities through american portfolios financial services, inc. (APFS) member FINRA/SIPC. Klyman Financial is not affiliated with APFS.

David Klyman is insurance-licensed in New York, New Jersey, Connecticut and Kansas

David Yarock is not affiliated with APFS