Klyman Financial · Midtown Manhattan
Financial Advice Built on Trust and Family Values
We are a father-and-son financial services team helping families, professionals, and business owners make confident decisions about their investments, retirement, protection, and legacy.
Begin with a personal introductory conversation, in Midtown Manhattan or by video.
Yair & David Klyman
A family-led financial services team
Father-and-Son Team
Advice shaped by family values
1,600+ Clients Served
Relationships built over time
Midtown Manhattan
Personal, NYC-based guidance
In-Person or Virtual
Meet in the way that suits you
Your Financial Journey
Here is how it works
From your initial consultation through every stage of wealth building, we’ll guide you every step of the way.
Financial Planning
A written plan that connects your income, savings, and goals into one picture, so every other decision has something to point back to.
Explore Financial PlanningTax Strategies
Planning around your tax bill before year-end, not after: coordinating withdrawals, gains, and account types so less of your return ends up with the IRS.
Explore Tax StrategiesRetirement Planning
A clear answer to the two questions that actually matter: when can you stop working and how much can you spend once you do.
Explore Retirement PlanningEstate Planning
Getting your wishes documented and your accounts titled correctly so what you’ve built reaches the people you intend instead of a court deciding for you.
Explore Estate PlanningInvestment Planning
Low-cost, globally diversified portfolios we rebalance on a schedule, built so you’re reacting to your plan.
Explore Investment PlanningLife Insurance
A straight answer on whether you need coverage, how much, and what kind matched to your family’s situation
Explore Life InsuranceMedia Recognition
Klyman Financial in the Media
Klyman Financial has been featured and quoted by respected national, international, and financial-industry publications.
Media appearances and mentions do not constitute an endorsement.
Our Philosophy
Your financial plan should be built around your life.
In this video, Yair explains why families with growing wealth need more than generic advice, and how Klyman Financial turns your values, goals, and financial complexity into a clear, personalized strategy.
A three-step, values-based financial planning process
Yair Klyman, Founder
How the Process Works
“Everything depends on your values, your financial goals, and what you’re trying to solve for.”
Understand what matters most
Take a deep look at your values, current finances, goals, potential risks, and opportunities for greater tax efficiency.
Build a plan around your life
Create a customized strategy designed around your lifestyle, priorities, and the full picture of your wealth.
Put the plan into action
Receive guidance through each step, with proactive adjustments that keep the strategy aligned as your life changes.
Find out whether Klyman Financial is the right fit for your family.
Start with a personal conversation about your priorities, challenges, and what you want your wealth to accomplish.
A Family-Led Firm
Built for long-term relationships, not one-time transactions.
Our Founders’ Story
Built from real life. Guided by one family standard.
Klyman Financial did not begin with a product or a sales pitch. It began with the firsthand realization that financial decisions can shape how secure a family feels for years.
Serving as a lone soldier in the Israeli Defense Forces taught Yair Klyman discipline, responsibility, and how to remain steady when others are relying on you. Watching his own family work through significant credit card debt made money deeply personal. He saw how financial uncertainty reaches far beyond a balance sheet.
After advising high-net-worth families, entrepreneurs, and business leaders at major financial institutions, Yair founded Klyman Financial around a clearer standard: begin with the family’s goals, explain every recommendation, and build a plan clients can understand.
David later joined him, bringing decades of experience and a relationship-first perspective. Together, father and son built a firm where clients know who is guiding them, understand why each decision belongs in the plan, and have someone to call when life changes.
The Founding Standard
If we would not recommend it to our own family, we will not recommend it to yours.
01
Discipline Before Reaction
A written plan gives decisions something stronger than headlines and emotion to point back to.
02
Education Before Action
You should understand what is being recommended, why it fits, and what tradeoffs come with it.
03
Relationships Before Products
The relationship begins with your family, your priorities, and what you want your money to make possible.
Who We Are
A son-and-father team with one standard.
We think financial planning is about more than returns: it’s about what your money is actually for. So we keep it simple: we’re clear about fees, we pick up the phone when markets get loud, and we only recommend what we’d choose for our own family.
Family-Led
Independent Advice
Long-Term
What Our Clients Say
Trusted by more than 1,600 clients, including families, entrepreneurs, and business leaders.
“Yair and his father are incredible. They genuinely care about your financial well-being and treat you like family. The advice they gave me changed my whole retirement outlook.”
David R.
Google Review
“We had a great experience working with Klyman Financial. From the start, they really took the time to understand our situation and what we were hoping to accomplish. They didn’t just offer generic advice, they actually helped us create a structure for our finances that made sense for both our short-term goals and long-term plans.”
Devorah W.
Google Review
“What sets them apart is their values. They don’t just manage money — they help you align your finances with what truly matters to you. Best decision I’ve made.”
Michael B.
Google Review
“From our very first meeting, I felt like I was in good hands. Yair explained everything clearly and patiently. The father-son dynamic adds such a warm, trustworthy feel.”
Rachel K.
Google Review
“Klyman Financial helped our family build a real plan for the future. They take the time to understand your goals. We couldn’t be happier with the results.”
Jonathan S.
Google Review
Testimonials shown are from current or former clients. No compensation was provided for these testimonials. The experiences described may not be representative of the experiences of all clients and are not a guarantee of future results.
Join Our Community
Follow along for plain-English financial tips, market perspective, and the occasional reminder to ignore the noise.
Free Ebook
The 8 Timeless Principles Every Investor Should Know
This free ebook outlines the eight principles we come back to with every client, the ones that matter most when markets are euphoric and when they’re falling apart.