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We Are Client‑Centered

Whether you are investing to build wealth, protect your family or preserve your assets, we offer personalized service that focuses on your needs, wants and long-term goals. We do not have any prepackaged solutions so each client is unique. We work with you to really discover your values so we can ensure your riches become and stay resilient, and work for every aspect of your life. 

We have years of experience in financial services. We can help you address today’s needs and those for many years to come. We look forward to working with you.

Yair Klyman BFA™

(201) 640-6905

(347) 417-8321

I’m the Founder of Klyman Financial, a Financial Strategist and Israeli Defense Force veteran who is passionate about helping mid-high net worth individuals find their way to generational success through Resilient Riches where I teach ambitious and successful professionals how to take what they’ve built in their careers and transform it into true generational wealth by incorporating financial literacy as a core value in their lifestyle. I’ve been featured on Fox news, Yahoo news, Apple news, and Huffington Post among others.

I’m also an avid traveler and am most proud of the charities I built that have become thriving nonprofits that are helping dozens of people in need every day.

David Klyman, MBA, BFA™

(201) 898-6960

(347) 417-8321

When my son Yair opened Klyman Financial, I decided to partner with him to start a family business and help other families overcome obstacles and grow and thrive. Our priority is building relationships with clients so they can reach their financial goals and become knowledgeable about financial matters because we’ve seen and experienced firsthand how important this is and how it can change families’ lives. We know how difficult it can be to find someone who can help by really understanding an individual family’s needs and we wanted to change that.

A resident of Englewood, New Jersey, I hail from Canada and am a proud father of six and grandfather of five. I am also an avid sports fan, excited all year round to watch games with my family and friends. I’ve also been featured on Huffington Post and Chicago Public Radio.

David Yarock



A chartered financial consultant who is also certified in long-term care, I have been helping people and businesses with estate and insurance planning for over three decades. I’ve worked extensively with a variety of professionals, including attorneys and accountants, and have mentored many in the industry.

A principal in Financial Access Network, one of the premier planning firms in the Bergen County metro area of New Jersey, I previously was the estate planning insurance specialist for Merrill Lynch in New York City, where I supervised the  insurance practice for some 300 financial advisors.

I’m president of The Edward Weiner & Edward Yarock Equine Outreach Fund, which provides equine-assisted therapy to those suffering from PTSD and other physical and emotional problems. 

David Yarock is not affiliated with APFS

Gabrielle Marek

(254) 715-1018

(347) 417-8321

I am a Partner at Klyman Financial, where I play a pivotal role in providing expert independent financial planning, life insurance and advisory services. With a profound commitment to helping individuals secure their financial future, I specialize in offering comprehensive solutions tailored to each client’s unique needs. My extensive experience and deep understanding of the financial landscape allow me to guide clients through the complexities of investment strategies, retirement planning, and wealth management. Additionally, I bring a wealth of knowledge in the realm of life insurance, ensuring that individuals and families have the protection they need.

My passion for delivering personalized financial guidance drives me to deliver results that truly make a difference in people’s lives. Let’s connect and explore how I can assist you in achieving your financial aspirations.